Loan Products

Real Estate
Fix and Flip Bridge Loan
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No Monthly Payments (monthly payments rolled into loan)
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12 - 18 Months - Interest Only Payments
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Loan Amount - $75K - $10M
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Minimum Purchase Price - $50K
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Minimum Credit Score - 500
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Up to 90% of Purchase Price(Leverage based on experience)
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Up to 100% of Rehab Cost - Advanced Rehab Draws Available
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We Can Close FAST - Close in 10 Business Days or Less
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Heavy Renovation Acceptable
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Down Payment Financing Available

Real Estate
Long-Term Rental Program
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Collateral: Non-Owner Occupied 1-4 Family
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Real Estate; Condos; Townhomes
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Rates: Starting at 6.89% (updated - January 2023)
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Term: 30 Years or 5, 7, 10 Year ARM
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Amortization Options: 30-Year Fixed,
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Hybrid ARMS (5/1, 7/1, 10/1) & 5 & 10-Year Interest-Only
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Loan Amount: $50k** - (**Minimum Value Requirement of $75k.)
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Credit Score: 620 Minimum for Rental Loans

Commercial Real Estate
Multifamily and Commercial Loan
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Multi-Family
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Mixed-Use
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Office
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Retail
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Warehouse
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Light Industrial
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Self-Storage
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Flex Space

Real Estate
Vacation Rental Loans
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Collateral: Non-Owner Occupied / 1-4 Family Units / Residential Real Estate
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Rates: Starting at 7.59% (updated - January 2023)
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Term: 30 Years
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Amortization Options: 30-Year Fixed, Hybrid ARMS (5/1, 7/1) or Interst Only Options
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Loan Amount: $100k** - $10M (**Minimum Value Requirement of $125k).
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Credit Score: 660 Minimum

Real Estate
Single Family and Multifamily
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Collateral: Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes and Multi-Family (5-10 units)
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Rates: Starting at 9.90% and LTV up to 80%
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Term: 12, 18 & 24 Months - No Pre-Pay Penalty
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Loan Amount: $50k** - $5MM )**Minimum Value Requirement of $75k).
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Credit Score: 500+ Minimum
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Exterior Valuations: case by case basis - depends on location & purchase price)
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Fast Closing: 20 Days or Less

Real Estate
Ground Up Construction Loans
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For builders with shovel-ready lots or teardown projects. Spec houses or model homes, infill, teardown, or subdivisions.
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Up to 90% LTC, 75% LTV
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Loans from $100k to $5mm
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12, 18, 24-month term options
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Non-recourse available
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Interest-only loans, paying only on drawn funds

Personal
Startup Capital and Personal Loans
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Find your best loan offer from 18 competing lenders
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Loans up to $100K
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Rates from 2.49% APR
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Checking rates won't affect your credit score†
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Apply online in seconds: Tell us about yourself and how much you want to borrow
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Choose your best offer: Compare rates, terms, and payments among competing lending partners
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Get your money: Receive new loan proceeds and invest in your dream or pay expenses

Consumer
For Merchants: Consumer Financing
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Increase Your Sales
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Financing Options for Every Credit Type
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Increase Your Average Ticket Size
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Simple Application/Approval Process: Your customer completes one simple application to check all of their financing options.
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Choose a Financing Option: Your customer selects the financing option that works best for their lifestyle, with options from 3 – 72 Months.
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Complete Purchase: In one seamless transaction, funds are deposited directly into your business checking account – not the consumer’s. The transaction is very similar to how a credit card transaction works & funds.

Various
Additional Loan Products
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Working Capital (including Micro and LOC)
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Jumbo Line of Credit
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Equipment Financing
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Financing Term Loan
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Down Payment Financing for 100% Fix & Flip Funding
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...... More creative financing available ....

Please use our contact form to request an application for you desired loan. Each loan has different document requirements, so please include the type of loan that you want with your request. We will send you the application, specific information for your loan, and instructions on how to get funded as soon as possible!
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Restricted/Prohibited Industries:
• Accounting Firms
• Adult entertainment and Content
• Auto Insurance / Insurance Agencies
• Auction Houses / Businesses
• Consignment Stores
• Consulting
• Employment / Recruiting / Staffing
• Kiosks
• Property Management
• Real Estate Brokers (Individual)
• Telemarketing
• Home-Based Businesses
• Adult content websites
• Bail Bonds
• Check Cashing
• Collection Agencies
• Credit Protection/Consolidation
• Detective Service
• Internet Based tobacco/firearms/alcohol
• Pawn shops
• We cannot lend to our Real Estate clients on deals where we represent them.
